Bad credit, no credit, first car? Get approved.
We specialize in buyers who've been turned down. Get approved with bad credit, no credit, or your first car loan. ¿Tienes ITIN, matrícula consular, o passport? ¡Sí se puede! No SSN and no driver's license required to get approved. Many shoppers get approved and on the road the same day, within hours!
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Free • Takes 60 seconds • No obligation
How does it work?
Three simple steps to get you on the road.
Tell us about you
Answer a few quick questions. It takes about 60 seconds and there's no obligation.
We do the work
Our team and partners go to work finding the right car and the right financing for your situation, even on hard approvals.
Get on the road
Many shoppers get approved and driving the same day, often within hours.
Frequently asked questions
Yes. You can buy and finance a car in Long Beach using an ITIN instead of a Social Security number. ITIN buyers are approved daily. You typically need proof of income, proof of residence, a valid ID, and a down payment.
Yes. Bad credit auto loans are available even with scores below 580 or past repossessions and bankruptcies. Approval depends more on your current income and down payment than on your credit score alone.
Yes. First-time buyers with no credit history can get approved through first-time buyer programs that look at your income and down payment instead of requiring established credit.
Down payments for bad credit or ITIN car loans typically range from $1,000 to $2,000 or more, though some approvals are possible with less. A larger down payment usually means a lower monthly payment and a better chance of approval.
No. This page is not a loan application. It's a quick way to share what you're looking for so our team can help find the right car and financing for you, including for hard approvals, first-time buyers, and people who think they can't get approved. There's no obligation.
You generally need a valid ID or ITIN, proof of income such as recent pay stubs, proof of residence such as a utility bill, and a down payment. Exact requirements depend on the lender and your situation.
Serving Long Beach and surrounding areas including Paramount, Compton, Lakewood, Bellflower, San Pedro, Carson, Signal Hill, the greater South Bay, and all of SoCal.
Think you can't get a car? Let's prove that wrong.
We help hard approvals, first-time buyers, and people with no driver's license find a way onto the road. Tell us what you need and we'll go to work.