Bad credit, no credit, first car? Get approved.

Alfa 1 Auto is a used car dealer in North Long Beach specializing in first time buyers, no credit, subprime, no driver license, and ITIN auto loans. ¿Tienes ITIN, matrícula consular, o passport? ¡Sí se puede! Many shoppers get approved and on the road the same day.

Watch: how we get you approved

More Info

Get matched with an Alfa 1 Auto pro right now

How soon do you need a car?
ASAP
This week
This month
Just looking
What is your credit situation?
No credit / First time buyer
700 or above
650 to 699
600 to 649
550 to 599
Below 550
What is the most you can put down right now?
$1,000
$1,500
$2,000
$3,000 or more
What is the most you can put down right now?
$500
$1,000
$1,500
$2,000
$3,000 or more
If needed, could you get more than $1,000 down?
Yes
No
Are you currently financing another vehicle?
Yes
No
Can you get a co-signer?
Yes
No
You probably need at least $1,500 down. Can you do it?
Yes, more than $1,500
No, less than $1,500
You probably need at least $2,000 down. Can you do it?
Yes, I can do $2,000 or more
No, not right now

Thanks for your time

Sorry, we can't help directly right now. Call us when you have more down, or a co-signer lined up, and we will get to work.

📞 Call Now: (562) 414-4468
Last step, where should we send your options?

You're almost there!

Thanks, we got your info. An Alfa 1 Auto specialist will reach out shortly to help find your car and get you on the road. Want to skip the wait?

📞 Call Now: (562) 414-4468

How does it work?

Three simple steps to get you on the road.

1

Tell us about you

Answer a few quick questions. It takes about 60 seconds and there's no obligation.

2

We do the work

Our team and partners go to work finding the right car and the right financing for your situation, even on hard approvals.

3

Get on the road

Many shoppers get approved and driving the same day, often within hours.

Frequently asked questions

Alfa 1 Auto is a Long Beach used car dealer and broker, owner-operated with over 20 years in the industry, from car sales to finance to ownership. The goal is simple: help every buyer, including hard approvals like bad credit, no credit, and ITIN, get matched with the right financing and the right car for their situation. Real help from someone who has done every part of this business.

Yes. You can buy and finance a car in Long Beach using an ITIN instead of a Social Security number. ITIN buyers are approved daily. You typically need proof of income, proof of residence, a valid ID, and a down payment.

Yes. Bad credit auto loans are available even with scores below 580 or past repossessions and bankruptcies. Approval depends more on your current income and down payment than on your credit score alone.

Yes. First-time buyers with no credit history can get approved through first-time buyer programs that look at your income and down payment instead of requiring established credit.

Down payments for bad credit or ITIN car loans typically range from $1,000 to $2,000 or more, though some approvals are possible with less. A larger down payment usually means a lower monthly payment and a better chance of approval.

No. This page is not a loan application. It's a quick way to share what you're looking for so our team can help find the right car and financing for you, including for hard approvals, first-time buyers, and people who think they can't get approved. There's no obligation.

Not necessarily. You can buy and often finance a car without a driver license using valid, non-expired official government identification such as a matrícula consular, passport, or state ID. The one situation that does not work is a suspended driver license that cannot be reinstated. Everything else, we will work with you.

You generally need a valid ID or ITIN, proof of income such as recent pay stubs, proof of residence such as a utility bill, and a down payment. Exact requirements depend on the lender and your situation.

Alfa 1 Auto is located at 2100 E South St in North Long Beach (90805), serving all of Long Beach and surrounding areas including Paramount, Compton, Lakewood, Bellflower, San Pedro, Carson, Signal Hill, the greater South Bay, and all of SoCal.

Think you can't get a car? Let's prove that wrong.

We help hard approvals, first-time buyers, and people with no driver's license find a way onto the road. Tell us what you need and we'll go to work.